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Federal Benefit Advisory

Shutdown, an update

February 8, 1926—excuse me, 2026. While the great majority of our federal government has finally stepped back from the brink of a total shutdown, the Department of Homeland Security remains the lone holdout in a city deeply divided. Under the Consolidated Appropriations Act, most of your tax dollars are flowing again through September, but DHS

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Federal Benefit Advisory

Budget and partial shutdown

They say a budget is simply a way of telling your money where to go instead of wondering where it went, but tonight, the halls of our government sit in a humble, uneasy silence. As of this Sunday, February 1st, 2026, we find ourselves in a state of partial paralysis after the clock ran out

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Federal Benefit Advisory

Tuesday, January 27, 2026

3 days countdown to Shutdown In Washington today, the specter of a federal government shutdown has significantly receded, replaced by a rare surge of legislative momentum. With only three days remaining until the January 30 deadline, the House of Representatives has moved to avert a fiscal crisis that many feared would mirror the paralyzing 43-day

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Federal Benefit Advisory

IN FINANCIAL STORMS, WHERE TO FIND A SAFE HARBOR

In 2026, the markets look a lot like a stormy sea. But for those of you looking for a place to drop anchor, there’s a harbor where the water is always still. It’s the TSP G Fund. Now, it doesn’t follow the “giants of industry” or those “tech titans” that make the headlines. No, sir. It

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Federal Benefit Advisory

The Role of Performance Evaluations

When RIF is being considered Every employee undergoes an annual evaluation. These evaluations are critical, as they form the foundation of any potential RIF list. Performance ratings are the paramount factor in the initial stage of identifying a pool of potentially impacted personnel. The Four Key Retention Factors Once the initial performance ratings have established

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Federal Benefit Advisory

WILL the SF-3107 keep you up at night?

The Cyber application and supporting documents  It’s a new day for the civil servant. For decades, the path to a federal sunset was paved with a mountain of paperwork and the scratching of a blue-ink pen. But as of July 15, 2025, that old paper trail has gone the way of the pony express. The

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Federal Benefit Advisory

USPS

An agency in trouble An institution that has bound this nation together since its very founding is, tonight, gasping for its life’s breath. In an unnatural and deeply sobering turn of events, the United States Postal Service has taken a drastic step—one born of necessity but steeped in a profound sense of loss. To stave

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Federal Benefit Advisory

The Continuing Federal Shutdown and the TSA story

A grim reality is unfolding at our nation’s airports—not due to a failure of security, but a failure of leadership in Washington. While the halls of Congress remain insulated by the personal wealth of its members, the men and women of the TSA are being forced to bear the burden of political brinkmanship. There is

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Federal Benefit Advisory

FEDERAL AND DHS SHUTDOWN

The shadow of a stalled government looms over a weary nation as the great gears of our democracy once again grind to a halt. This is not the result of a natural disaster or a foreign threat, but a man-made crisis born in the marble halls of our own capital. I am reminded of the

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Federal Benefit Advisory

Things with Expiration dates:

Meat & Social Security As we endure these painful days watching our government shutter its doors—and witnessing the quiet torture of TSA officers working for little more than a “thank you” and IOUs—my mind has naturally turned from our troubled present to a rather grim future. I find myself contemplating that great “Sacred Cow” of

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Federal Benefit Advisory

When the golden years become painful

We often think of retirement as a long-overdue sunset, a time to finally rest. But for many, that horizon is starting to look a bit more like a “silver tsunami”, arriving faster than any of us expected. The reality is that many of our elders are facing a quiet struggle, where fixed incomes like Social

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Federal Benefit Advisory

TSP, can’t take it with me, will my beneficiary get it?

The federal employee, like any other citizen, faces a sobering reality: you cannot take it with you. For the civil servant, the Thrift Savings Plan has long been a fortress of financial security, but tonight we look at the cracks in that fortress. Consider a devoted retiree who spent thirty years building a nest egg

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