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Federal Benefit advisory

Life Events Effecting Future and Retirement

What are life events? We know that the birth of a child, or the loss of a spouse are certainly life events, however, under the stress of divorce or buying and selling a home, we forget these too are life events. When something occurs, we must take stock and make sure that our lives and

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Federal Benefit Advisory

Federal Retirement

Is what you want, what you get? The TSP is clearly the most controllable of all elements of your federal retirement, so, you may wish to consider how you are managing those dollars. I think it is important for any written opinion to periodically back up their opinion with statistics. I have, for as long

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RIF vs VERA vs VSIP

We are receiving many questions about reductions in force, VERA, Incentives, Layoffs, and firings, which most folks have comingled words, meanings, and rumor in dialog. The real fact should dispel all issues because each has a separate meaning. A RIF, VERA or a VSIP, with most employees, do not fully understand what the difference is

Read More »
Federal Benefit Advisory

Who is your RETIREMENT ADVISOR?

“I have a financial advisor” is something I hear several times each week. “He is guiding me toward my federal retirement!” …. That is fine, I hope. If your advisor understands the unique nature of the federal employee and your benefits. In most cases, your advisor is an investment advisor, a stockbroker, maybe an insurance

Read More »
Federal Benefit Advisory

No TSP Beneficiary

It is not uncommon for someone to have no immediate person to be the beneficiary of your TSP. You may be divorced, widowed, or perhaps never married. Almost everyone has someone, a brother, a sister, parents, uncle, aunt?  Let’s suppose no known living relative, then a friend.  I have seen federal employee, sometimes, as family-less. 

Read More »
Federal Benefit advisory

Life Events Effecting Future and Retirement

What are life events? We know that the birth of a child, or the loss of a spouse are certainly life events, however, under the stress of divorce or buying and selling a home, we forget these too are life events. When something occurs, we must take stock and make sure that our lives and

Read More »
Federal Benefit Advisory

Federal Retirement

Is what you want, what you get? The TSP is clearly the most controllable of all elements of your federal retirement, so, you may wish to consider how you are managing those dollars. I think it is important for any written opinion to periodically back up their opinion with statistics. I have, for as long

Read More »

RIF vs VERA vs VSIP

We are receiving many questions about reductions in force, VERA, Incentives, Layoffs, and firings, which most folks have comingled words, meanings, and rumor in dialog. The real fact should dispel all issues because each has a separate meaning. A RIF, VERA or a VSIP, with most employees, do not fully understand what the difference is

Read More »
Federal Benefit Advisory

Who is your RETIREMENT ADVISOR?

“I have a financial advisor” is something I hear several times each week. “He is guiding me toward my federal retirement!” …. That is fine, I hope. If your advisor understands the unique nature of the federal employee and your benefits. In most cases, your advisor is an investment advisor, a stockbroker, maybe an insurance

Read More »
Federal Benefit Advisory

No TSP Beneficiary

It is not uncommon for someone to have no immediate person to be the beneficiary of your TSP. You may be divorced, widowed, or perhaps never married. Almost everyone has someone, a brother, a sister, parents, uncle, aunt?  Let’s suppose no known living relative, then a friend.  I have seen federal employee, sometimes, as family-less. 

Read More »
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