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Federal Benefit Advisory

How to build a bigger and better federal retirement?

Who doesn’t want a bigger retirement? Surprisingly, many federal employees work in positions with dead ends in terms of raises, promotion or other incomes that can have a positive effect on the retirement income. First, let’s look at influences of the retirement annuity (pension) The basic qualifications for a regular federal employee, full and immediate

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Federal Benefit Advisory

“HELP!  I cannot access my TSP!”

Under what conditions can a TSP be frozen? Not many, but let’s look at Alexander’s, who called me this week with a huge “HELP!  I cannot access my TSP!”  Alex’ story:   Alexander (Alex) is 63 years old, is married, with three grown kids, and plans to continue working with USDA for another 3 or 4

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Federal Benefit Advisory

MANAGING YOUR TSP

The Importance of Self-Management by Rebalancing If you’re going to use the individual TSP funds to build your portfolio, you’ll want to rebalance periodically. Rebalancing is the process of bringing your portfolio back into line with the overall allocation you want to maintain based on the level of return and risk you’re targeting. The longer

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Health Insurance Options

Medicare vs Tri-Care & FEHB

Reprisal of November 19, 2021 When federal employee or military personnel retire, the first question asked is “What health care provider will I need? These people have choices, which may not be totally clear to everyone, so let’s explore the options: Tri care is a national plan for military and military retired, however, FEHB is

Read More »
Federal Benefit Advisory

HELP! My Parents are going broke on nursing home expenses.

“My parents, George, I do not know where to turn. Mom came down with Alzheimer’s, dad is spending all their money on her care at a nursing home, over $10,000.00 a month. I know this is not nothing to do with my retirement, but I don’t know where to turn.”  Sheila Sheila, we are blessed

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Federal Benefit Advisory

Supplement / SS Tax Earnings Test 2024

To be aware, one can plan life. The same goes for post-retirement and income from your FERS Supplement and Social Security. This is assessed to persons drawing these incomes and under the age of 62. An additional tax in the event you have a job or business. Based on income, it does not count investment

Read More »
Federal Benefit Advisory

How to build a bigger and better federal retirement?

Who doesn’t want a bigger retirement? Surprisingly, many federal employees work in positions with dead ends in terms of raises, promotion or other incomes that can have a positive effect on the retirement income. First, let’s look at influences of the retirement annuity (pension) The basic qualifications for a regular federal employee, full and immediate

Read More »
Federal Benefit Advisory

“HELP!  I cannot access my TSP!”

Under what conditions can a TSP be frozen? Not many, but let’s look at Alexander’s, who called me this week with a huge “HELP!  I cannot access my TSP!”  Alex’ story:   Alexander (Alex) is 63 years old, is married, with three grown kids, and plans to continue working with USDA for another 3 or 4

Read More »
Federal Benefit Advisory

MANAGING YOUR TSP

The Importance of Self-Management by Rebalancing If you’re going to use the individual TSP funds to build your portfolio, you’ll want to rebalance periodically. Rebalancing is the process of bringing your portfolio back into line with the overall allocation you want to maintain based on the level of return and risk you’re targeting. The longer

Read More »
Health Insurance Options

Medicare vs Tri-Care & FEHB

Reprisal of November 19, 2021 When federal employee or military personnel retire, the first question asked is “What health care provider will I need? These people have choices, which may not be totally clear to everyone, so let’s explore the options: Tri care is a national plan for military and military retired, however, FEHB is

Read More »
Federal Benefit Advisory

HELP! My Parents are going broke on nursing home expenses.

“My parents, George, I do not know where to turn. Mom came down with Alzheimer’s, dad is spending all their money on her care at a nursing home, over $10,000.00 a month. I know this is not nothing to do with my retirement, but I don’t know where to turn.”  Sheila Sheila, we are blessed

Read More »
Federal Benefit Advisory

Supplement / SS Tax Earnings Test 2024

To be aware, one can plan life. The same goes for post-retirement and income from your FERS Supplement and Social Security. This is assessed to persons drawing these incomes and under the age of 62. An additional tax in the event you have a job or business. Based on income, it does not count investment

Read More »

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