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Federal Benefit Advisory

Temporary Illness or Disability, Off the Job

I am going to tell you a story. Adam is a good family man, he believes in the traditional family values, and he loves his wife and 3 small children. Like all young marrieds, they struggle with house payments, car payments on the family van and day to day expenses. He is the main bread

Read More »
Federal Benefit Advisory

FEGLI Into Retirement For better or worse?

We are asked many times if the employee can carry FEGLI into retirement. The answer is yes, however, a larger question should be; ‘SHOULD YOU CARRY FEGLI INTO RETIRMENT? First, before you make this important decision, you need to clarify, for yourself, three basic things: 1) Is there need? 2. What is the cost? 3.

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Federal Benefit Advisory

Irreversible Mistakes to Avoid in Federal Retirement Planning

Question: “What are the 3 irreversible mistakes to avoid for federal retirement?” Your question asked for three irreversible mistakes, but the fourth mistake could be the one most important to you, so I will list 10 of the mistakes we see most often. Not having a plan Know your pre-retirement budget and your post retirement

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FERS Disability Retirement

How many federal employees suffer from injury, illness or old war wounds, inherited traits that can build to make working difficult to impossible.  Each month, many fed employees tell me they work under these conditions, many times in secret, because the income is needed.  I get it, so maybe this article can help someone that

Read More »

Postal Reform Act, signed by Biden Apr 6, 2022

The long-awaited Postal Reform Act has been signed by President Biden.  The USPS was burdened a decade ago when congress required the postal service to “Pre-Fund” retirement FEHB into the future, beyond the horizon. The result was that the Postal Service was unable to make a profit, therefore faced a complete shutdown. There are many

Read More »
passive income during retirement

Can I Receive Passive Income While Collecting Social Security?

Terry, from Atlanta writes:  Can I Receive Passive Income While Collecting Social Security? A good question, one that has portions to it, let me clarify. Once you achieve Full Retirement Age (FRA) your Social Security is taxed as ordinary income, however, if you are drawing social security prior to FRA, then you may have some

Read More »
Federal Benefit Advisory

Temporary Illness or Disability, Off the Job

I am going to tell you a story. Adam is a good family man, he believes in the traditional family values, and he loves his wife and 3 small children. Like all young marrieds, they struggle with house payments, car payments on the family van and day to day expenses. He is the main bread

Read More »
Federal Benefit Advisory

FEGLI Into Retirement For better or worse?

We are asked many times if the employee can carry FEGLI into retirement. The answer is yes, however, a larger question should be; ‘SHOULD YOU CARRY FEGLI INTO RETIRMENT? First, before you make this important decision, you need to clarify, for yourself, three basic things: 1) Is there need? 2. What is the cost? 3.

Read More »
Federal Benefit Advisory

Irreversible Mistakes to Avoid in Federal Retirement Planning

Question: “What are the 3 irreversible mistakes to avoid for federal retirement?” Your question asked for three irreversible mistakes, but the fourth mistake could be the one most important to you, so I will list 10 of the mistakes we see most often. Not having a plan Know your pre-retirement budget and your post retirement

Read More »

FERS Disability Retirement

How many federal employees suffer from injury, illness or old war wounds, inherited traits that can build to make working difficult to impossible.  Each month, many fed employees tell me they work under these conditions, many times in secret, because the income is needed.  I get it, so maybe this article can help someone that

Read More »

Postal Reform Act, signed by Biden Apr 6, 2022

The long-awaited Postal Reform Act has been signed by President Biden.  The USPS was burdened a decade ago when congress required the postal service to “Pre-Fund” retirement FEHB into the future, beyond the horizon. The result was that the Postal Service was unable to make a profit, therefore faced a complete shutdown. There are many

Read More »
passive income during retirement

Can I Receive Passive Income While Collecting Social Security?

Terry, from Atlanta writes:  Can I Receive Passive Income While Collecting Social Security? A good question, one that has portions to it, let me clarify. Once you achieve Full Retirement Age (FRA) your Social Security is taxed as ordinary income, however, if you are drawing social security prior to FRA, then you may have some

Read More »
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