Federal Employee Information Partnership
The United States Postal Service is an institution woven into the very fabric of American life since the founding of our Republic. For decades, the mail carrier has been a symbol of consistency, braving snow, rain, and heat to connect our communities. Yet behind the scenes, a financial storm has long brewed, driven by a
In my job as a retirement and long-term care planner, clients often treat me as a “father confessor,” a life coach, or just a sounding board when they have no one else to talk to. Over the years, I have noticed a common theme: people are incredibly impatient with their fellow employees, supervisors, family and
THE SOCIAL SECURITY TAX EARNINGS TEST An ancient 1935 animal, thought extinct, roams the halls of congress The United States Congress has become a slow, lumbering beast. It is a political INCOMETAXOSAURUS, trapped in the tar pits of congress, stubbornly refusing to evolve even as the modern economic climate changes around it. This total evolutionary
Hardworking and loyal federal employees face a landscape of shifting compensation and retirement policies that demand careful tracking. Recent executive actions set a modest 1% baseline pay increase for 2026 while holding locality pay entirely frozen. Additionally, a gap persists between older retirement systems and the Federal Employees Retirement System (FERS), where newer retirees receive
For generations of dedicated public servants, the road to a well-earned retirement was paved with a very specific, monumental stack of paper. At the absolute center of that paper fortress sat Standard Form 3107—the Application for Immediate Retirement under the Federal Employees Retirement System (FERS). It was a form to be treated with immense care,
If you look at the glossy brochures coming out of the big financial houses on Wall Street, they will tell you that the United States economy is a marvel of resilience. They use comfortable, scrubbed-clean phrases like “standard market cycle” and “healthy correction” and diversification to describe the terrifying cycles in your retirement account. They
It’s a serious business. Imagine, if you will, a quiet kitchen table. The coffee is steaming, the house is still, and that clock on the wall… well, it’s ticking just a little louder than it used to. You’ve made it! The finish line has been crossed. But for many, the transition isn’t just a change
As human beings, we all navigate a beautiful and complex web of relationships—some that grace our lives for a season and others that remain for a lifetime. Whether we are driven by deep emotion, financial considerations, a quiet hesitation toward commitment, or a joyful embrace of it, every journey is valid. While some couples celebrate
For decades, the men and women of our civil service have walked the corridors of government, following a mission. But as many are now finding, reaching what we call the “finish line” is often just the beginning of a new, and perhaps more daunting, journey. Today, there is a clear divide. Some of you find
As I write this, it is 12:48AM, EST. The Congress, they believe in their wisdom, shut down a portion of the government, again. The Department of Homeland Security has begun a partial shutdown after a midnight deadline passed without a funding agreement in the Senate. While much of the federal government remains open through September, this lapse
February 8, 1926—excuse me, 2026. While the great majority of our federal government has finally stepped back from the brink of a total shutdown, the Department of Homeland Security remains the lone holdout in a city deeply divided. Under the Consolidated Appropriations Act, most of your tax dollars are flowing again through September, but DHS
They say a budget is simply a way of telling your money where to go instead of wondering where it went, but tonight, the halls of our government sit in a humble, uneasy silence. As of this Sunday, February 1st, 2026, we find ourselves in a state of partial paralysis after the clock ran out
Thursday, September 24th
Noon – 12:45 p.m.
Thursday, October 8th
Noon – 12:45 p.m.
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