Federal Employee Information Partnership
For generations of dedicated public servants, the road to a well-earned retirement was paved with a very specific, monumental stack of paper. At the absolute center of that paper fortress sat Standard Form 3107—the Application for Immediate Retirement under the Federal Employees Retirement System (FERS). It was a form to be treated with immense care,
If you look at the glossy brochures coming out of the big financial houses on Wall Street, they will tell you that the United States economy is a marvel of resilience. They use comfortable, scrubbed-clean phrases like “standard market cycle” and “healthy correction” and diversification to describe the terrifying cycles in your retirement account. They
How Federal Work Has Changed Twenty-five years ago, as the century turned, the federal workforce stood on what felt like bedrock. In those days, a career in public service was more than just a job; it was a promise of permanence, a “rock-solid” commitment that allowed young families to plan for the long term with
This is the story of a digital age tragedy, in pursuit of a better return, that big investment gain, the shadowy figure who will ‘ooz’ from their crypts and offer the big brass ring and temptations that many some federal employees have succumbed to. Sadly, our Federal Employee friends were scammed. The story that has
If you have been waiting for or planning on the federal long term care insurance, we have some important, albeit potentially disappointing, news regarding the Federal Long Term Care Insurance Program (FLTCIP) [1]. Right now, you can’t apply for new coverage or increase your existing coverage [1, 2]. The program has been temporarily paused for
I’ve been thinking a lot lately about the quiet shift happening all around us in the workplace. You and I have seen so much—we stood as the bedrock of our offices for decades, weathering everything from the first desktop computers to the birth of the internet. But I’ll be honest with you: this new frontier
The federal government is barreling toward another catastrophic midnight deadline, and the political gears in Washington have ground to a bone-crushing halt. As the critical September 30, 2026, deadline looms, a deeply divided Congress is playing a high-stakes game of political chicken with the nation’s pocketbook, just weeks before the November midterm elections. Speaker Mike
Dreaming About Retirement Imagine sitting at a quiet kitchen table. The coffee is steaming, the house is still, and that clock on the wall feels just a little louder than it used to. You’ve worked so hard, and you’ve finally crossed the finish line. It is a massive achievement. But if we are completely honest
The United States Postal Service is an institution woven into the very fabric of American life since the founding of our Republic. For decades, the mail carrier has been a symbol of consistency, braving snow, rain, and heat to connect our communities. Yet behind the scenes, a financial storm has long brewed, driven by a
In my job as a retirement and long-term care planner, clients often treat me as a “father confessor,” a life coach, or just a sounding board when they have no one else to talk to. Over the years, I have noticed a common theme: people are incredibly impatient with their fellow employees, supervisors, family and
THE SOCIAL SECURITY TAX EARNINGS TEST An ancient 1935 animal, thought extinct, roams the halls of congress The United States Congress has become a slow, lumbering beast. It is a political INCOMETAXOSAURUS, trapped in the tar pits of congress, stubbornly refusing to evolve even as the modern economic climate changes around it. This total evolutionary
Hardworking and loyal federal employees face a landscape of shifting compensation and retirement policies that demand careful tracking. Recent executive actions set a modest 1% baseline pay increase for 2026 while holding locality pay entirely frozen. Additionally, a gap persists between older retirement systems and the Federal Employees Retirement System (FERS), where newer retirees receive
Thursday, July 23rd
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Thursday, August 13th
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Our free “14-page report” will illustrate your stand-alone & combined Pension, Social Security and TSP options & other income for any age & time you select.