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Federal Benefit Advisory

Fixing a Pension Calculation Glitch

There is an old saying in Washington DC that the wheels of bureaucracy grind slowly, but when they slip entirely, it takes an act of Congress to put them back on track. The House of Representatives has passed a bipartisan bill (H.R. 8732) to fix a pension calculation glitch impacting thousands of federal retirees. The

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The Congressional babies face ANOTHER SHUTDOWN

The federal government is barreling toward another catastrophic midnight deadline, and the political gears in Washington have ground to a bone-crushing halt. As the critical September 30, 2026, deadline looms, a deeply divided Congress is playing a high-stakes game of political chicken with the nation’s pocketbook, just weeks before the November midterm elections. Speaker Mike

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Federal Benefit Advisory

A Soft Landing:

Dreaming About Retirement Imagine sitting at a quiet kitchen table. The coffee is steaming, the house is still, and that clock on the wall feels just a little louder than it used to. You’ve worked so hard, and you’ve finally crossed the finish line. It is a massive achievement. But if we are completely honest

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The View from my office Chair

In my job as a retirement and long-term care planner, clients often treat me as a “father confessor,” a life coach, or just a sounding board when they have no one else to talk to. Over the years, I have noticed a common theme: people are incredibly impatient with their fellow employees, supervisors, family and

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A living Dinosaur discovered in Washington DC:

THE SOCIAL SECURITY TAX EARNINGS TEST An ancient 1935 animal, thought extinct, roams the halls of congress The United States Congress has become a slow, lumbering beast. It is a political INCOMETAXOSAURUS, trapped in the tar pits of congress, stubbornly refusing to evolve even as the modern economic climate changes around it. This total evolutionary

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Federal Benefit Advisory

USPS Shakeup

Will Your Craft Be Affected? What do fewer seasonal workers, expanded automation and the 2027 Fleet Rollout mean for the frontline workforce?The major structural changes sweeping through the postal system as we head into 2027 are designed to alter the daily reality of the people doing heavy lifting on the workroom floor. Management is deploying

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Federal Benefit Advisory

The Future may not include the FERS Supplement

The high stakes talk on Capitol Hill about axing the FERS retirement bridge comes down to a direct hit on the wallet for a hard working federal and postal employee. Over the last ten years, lawmakers have tried a total of six times to kill this special supplement, which acts as a financial bridge to

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Federal Benefit Advisory

OPM overhaul of federal performance reviews

The Office of Personnel Management (OPM) has finalized a comprehensive overhaul of federal performance reviews, eliminating mandatory higher-level reviews for “unacceptable” ratings and restricting the use of negotiated grievance processes. While designed to increase accountability, the new rules mandate that agencies cannot implement these changes if they directly conflict with existing Collective Bargaining Agreements. The

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Federal Benefit Advisory

Social Security and the 2032 Deadline

The numbers coming out of Washington tonight suggest that the political calculus of kicking the can down the road has finally met its match in the cold reality of arithmetic. The Social Security Board of Trustees, in their latest financial audit, has moved the day of reckoning for the nation’s primary retirement fund directly into

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Federal Benefit Advisory

14-Page Federal Employee Retirement Report

Navigating federal retirement benefits can be a frustrating journey. While the Office of Personnel Management (OPM) can provide data for a single, specific date, planning with multiple optional dates requires a separate request for each timeline. To bridge this gap, a comprehensive, illustrated report from Federal Benefit Advisory offers a clear roadmap, allowing for accurate

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