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Federal Benefit Advisory

Then vs Now

How Federal Work Has Changed Twenty-five years ago, as the century turned, the federal workforce stood on what felt like bedrock. In those days, a career in public service was more than just a job; it was a promise of permanence, a “rock-solid” commitment that allowed young families to plan for the long term with

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Federal Benefit Advisory

FEDERAL EMPLOYEES REPORT INVESTMENT SCAM

This is the story of a digital age tragedy, in pursuit of a better return, that big investment gain, the shadowy figure who will ‘ooz’ from their crypts and offer the big brass ring and temptations that many some federal employees have succumbed to. Sadly, our Federal Employee friends were scammed. The story that has

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Federal Benefit Advisory

Update: Federal Employee Long Term Care Insurance plan (FELTCip)

If you have been waiting for or planning on the federal long term care insurance, we have some important, albeit potentially disappointing, news regarding the Federal Long Term Care Insurance Program (FLTCIP) [1]. Right now, you can’t apply for new coverage or increase your existing coverage [1, 2]. The program has been temporarily paused for

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Federal Benefit Advisory

Does AI algorithm outperform your skills?

I’ve been thinking a lot lately about the quiet shift happening all around us in the workplace. You and I have seen so much—we stood as the bedrock of our offices for decades, weathering everything from the first desktop computers to the birth of the internet. But I’ll be honest with you: this new frontier

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Federal Benefit Advisory

USPS

An agency in trouble An institution that has bound this nation together since its very founding is, tonight, gasping for its life’s breath. In an unnatural and deeply sobering turn of events, the United States Postal Service has taken a drastic step—one born of necessity but steeped in a profound sense of loss. To stave

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Federal Benefit Advisory

The Continuing Federal Shutdown and the TSA story

A grim reality is unfolding at our nation’s airports—not due to a failure of security, but a failure of leadership in Washington. While the halls of Congress remain insulated by the personal wealth of its members, the men and women of the TSA are being forced to bear the burden of political brinkmanship. There is

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Federal Benefit Advisory

Social Security and the 2032 Deadline

The numbers coming out of Washington tonight suggest that the political calculus of kicking the can down the road has finally met its match in the cold reality of arithmetic. The Social Security Board of Trustees, in their latest financial audit, has moved the day of reckoning for the nation’s primary retirement fund directly into

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Federal Benefit Advisory

14-Page Federal Employee Retirement Report

Navigating federal retirement benefits can be a frustrating journey. While the Office of Personnel Management (OPM) can provide data for a single, specific date, planning with multiple optional dates requires a separate request for each timeline. To bridge this gap, a comprehensive, illustrated report from Federal Benefit Advisory offers a clear roadmap, allowing for accurate

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Federal Benefit Advisory

Fixing a Pension Calculation Glitch

There is an old saying in Washington DC that the wheels of bureaucracy grind slowly, but when they slip entirely, it takes an act of Congress to put them back on track. The House of Representatives has passed a bipartisan bill (H.R. 8732) to fix a pension calculation glitch impacting thousands of federal retirees. The

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The Congressional babies face ANOTHER SHUTDOWN

The federal government is barreling toward another catastrophic midnight deadline, and the political gears in Washington have ground to a bone-crushing halt. As the critical September 30, 2026, deadline looms, a deeply divided Congress is playing a high-stakes game of political chicken with the nation’s pocketbook, just weeks before the November midterm elections. Speaker Mike

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Federal Benefit Advisory

A Soft Landing:

Dreaming About Retirement Imagine sitting at a quiet kitchen table. The coffee is steaming, the house is still, and that clock on the wall feels just a little louder than it used to. You’ve worked so hard, and you’ve finally crossed the finish line. It is a massive achievement. But if we are completely honest

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