The income earners and consumers are in trouble. Although some are getting raises from Social Security, federal and state employee COLA, union contracts being re-committed, it is not enough to keep up. Higher salaries mean higher cost to companies and manufacturers, thereby increasing the rate of inflation; are chasing our tail. Bigger brains than me, tell us we are in a Bear Market. A bear market is a promise of loss for most investments to include your TSP. The savvy investor and brokers will tell you money can be made in a Bear Market! That is very true. I am reminded of an NFL Football team looking for a quarterback. Well, I played high school football many years ago, and was pretty good, but that does not qualify me for NFL tryouts? We must understand how experienced or inexperienced we are and stay the league of our capabilities where we are able to succeed. I am not a professional football player, and you are not likely a professional investor. Understand the limitations.
When the economy is descending, I recommend it is not a time for speculation and using your life savings. Your TSP is not a gambling stake. If you want to go to Vegas, if you want to gamble, play the horses, find a dice game but use pocket change or sell that old car, but please, do not use your TSP, IRA, 401(k) or lifesavings to gamble; your spouse and family are depending on you to provide in retirement.
TSP: G Fund, we see a mini monster gain.
| TSP Investment Funds 8/31/1990 – 9/15/2022 | TSP G Fund | TSP F Fund | TSP C Fund | TSP S Fund | TSP I Fund | ||||
| “Classic” TSP Lifecycle Funds 8/1/2005 – 9/15/2022 | TSP L Income Fund | TSP L 2030 Fund | TSP L 2040 Fund | TSP L 2050 Fund | |||||
| New TSP Lifecycle Funds AS of 9/15/2022 | TSP L 2025 Fund | TSP L 2035 Fund | TSP L 2045 Fund | TSP L 2055 Fund | TSP L 2060 Fund | TSP L 2065 Fund | |||
| Change (1-Day) | 0.01% | -0.28% | -1.12% | -0.71% | -0.81% | ||||
| YTD Return | 1.80% | -12.00% | -17.21% | -22.36% | -20.97% | ||||
| 1-Year Return | 2.25% | -13.03% | -11.60% | -23.76% | -21.78% | ||||
| Change (1-Day) | -0.24% | -0.59% | -0.71% | -0.80% | |||||
| YTD Return | -4.02% | -11.73% | -14.27% | -16.38% | |||||
| 1-Year Return | -3.09% | -10.11% | -12.51% | -14.52% | |||||
| Change (1-Day) | -0.40% | -0.65% | -0.75% | -0.95% | -0.95% | -0.95% | |||
| YTD Return | -8.00% | -13.04% | -15.38% | -19.00% | -19.01% | -19.02% | |||
| 1-Year Return | -6.68% | -11.35% | -13.57% | -16.82% | -16.83% | -16.83% | |||
