FERS

How to Improve Cash Flow During Federal Retirement with an Annuity

Retirement is an exciting time, especially when you have all of the proper details squared away. However, it can also be frightening and full of uncertainty when you don’t know how to manage cash flow during federal retirement.  During the months and years spent planning leading up to your retirement, you may find yourself with …

How to Improve Cash Flow During Federal Retirement with an Annuity Read More »

Federal Retirement Benefits

What Happens to Your Federal Benefits When You Retire?

As a government employee, your federal benefits are among some of the best in the United States. Not only do you get comprehensive health coverage, but you’re also eligible for low to no cost life insurance, flexible spending accounts, and a host of other benefits.  However, as you near retirement, you may find yourself asking …

What Happens to Your Federal Benefits When You Retire? Read More »

FERS Supplement Money

Will the FERS Supplement Survive? (What You Need to Know)

If you’re a federal employee working in the United States, you’ve likely heard about the FERS supplement. This special supplement, also erroneously referred to as the ‘Social Security Supplement’ or ‘Bridge’, is designed to give those who have earned a full FERS retirement an extra source of income.  In recent years, however, Congress has talked …

Will the FERS Supplement Survive? (What You Need to Know) Read More »

Medicare Enrollment Form

Should a Federal Employee Enroll in Medicare? (Medicare vs FEHB)

If you’re a FERS (Federal Employee Retirement System) or CSRS (Civil Service Retirement System) employee, you’re likely aware of the government-provided health benefits that you’re eligible for. What you may not know, however, is that most working-class adults are automatically enrolled in Medicare Part A. For federal employees who already have health insurance provided through …

Should a Federal Employee Enroll in Medicare? (Medicare vs FEHB) Read More »

OPM Process Timeline

The OPM Retirement Process Timeline – What You Should Know

There’s always one big question that pops up in a person’s mind when they begin planning for retirement:  “How much time do I have left?”  However, for Civil Service Retirement System (CSRS) or the Federal Employee Retirement System (FERS) employees, this timeline is relatively set in stone.  So how long does OPM take to process …

The OPM Retirement Process Timeline – What You Should Know Read More »

TSP thrift savings plan growth

What is a TSP (Thrift Savings Plan)? And What Does It Do? (Your How-To Guide)

In 1986, the Federal Employees’ Retirement Security Act established a new qualified retirement plan known as the TSP or Thrift Savings Plan. Similar to a 401k, this plan is offered to federal employees and members of the armed forces.  Today, many federal employees find themselves with questions about their TSP. These questions include the benefits …

What is a TSP (Thrift Savings Plan)? And What Does It Do? (Your How-To Guide) Read More »