Federal Employee Information Partnership
The United States Postal Service is an institution woven into the very fabric of American life since the founding of our Republic. For decades, the mail carrier has been a symbol of consistency, braving snow, rain, and heat to connect our communities. Yet behind the scenes, a financial storm has long brewed, driven by a […]
A Manufactured Crisis: The USPS Postal Worker’s Future and Retirement Read More »
It’s not possible to discuss a federal shutdown without brushing up against politics — but here, I’ll try to stick to the facts and avoid that rabbit hole. Fact #1: The Budget Stalemate The simple truth is that Congress cannot agree on the budget — a vote that should have happened long ago. Whether the
FEDERAL SHUTDOWN AND THE FALLOUT TO THE FEDERAL EMPLOYEE Read More »
To be aware, one can plan life. The same goes for post-retirement and income from your FERS Supplement and Social Security. This is assessed to persons drawing these incomes and under the age of 62. An additional tax in the event you have a job or business. Based on income, it does not count investment
Supplement / SS Tax Earnings Test 2024 Read More »
What in the world is a coordinated retirement plan? When was the last time you heard of a doctor, a financial planner, a lawyer or a real estate agent getting together to coordinate their planning efforts for a client they all serve? When you think about it, all of these elements have an impact on
The COORDINATED RETIREMENT PLAN Read More »
“I have a financial advisor” is something I hear several times each week. “He is guiding me toward my federal retirement!” …. That is fine, I hope. If your advisor understands the unique nature of the federal employee and your benefits. In most cases, your advisor is an investment advisor, a stockbroker, maybe an insurance
Who is your RETIREMENT ADVISOR? Read More »
There are some disabilities which are obvious and others, which are just as debilitating but not as obvious. The back can be one of the not-so-obvious pains. Perhaps, PTSD. What does your doctor say? Can your doctor prove your disability and pain, or is nothing visible on X-Ray, CT scan, MRI etc. The FERS Retirement
I hurt and cannot work any longer, is a FERS Disability Retirement for Me? Read More »
If there is a mistake or a typo on your SF-50, it will affect your federal retirement. Or if one of your SF-50s didn’t make it into your OPF (Official Personnel File) or got lost along the way – that time may not be credited towards your retirement, and it happens more often than you
The Importance of Keeping Your personal Personnel File up to date Read More »
The income earners and consumers are in trouble. Although some are getting raises from Social Security, federal and state employee COLA, union contracts being re-committed, it is not enough to keep up. Higher salaries mean higher cost to companies and manufacturers, thereby increasing the rate of inflation; are chasing our tail. Bigger brains than me,
The Economy: An Opinion. Read More »
When planning your federal retirement, we want to take care of those dependent on us, in the event we die. A spouse is eligible for a FERS benefit of 25% or 50% of the Unreduced FERS retirement annuity. But what is the deal when the survivor is not a spouse, but a child, be it
When Your Survivor Is Not Your Spouse Read More »
How many federal employees suffer from injury, illness or old war wounds, inherited traits that can build to make working difficult to impossible. Each month, many fed employees tell me they work under these conditions, many times in secret, because the income is needed. I get it, so maybe this article can help someone that
FERS Disability Retirement Read More »