Federal Employee Information Partnership
What in the world is a coordinated retirement plan? When was the last time you heard of a doctor, a financial planner, a lawyer or a real estate agent getting together to coordinate their planning efforts for a client they all serve? When you think about it, all of these elements have an impact on …
“I have a financial advisor” is something I hear several times each week. “He is guiding me toward my federal retirement!” …. That is fine, I hope. If your advisor understands the unique nature of the federal employee and your benefits. In most cases, your advisor is an investment advisor, a stockbroker, maybe an insurance …
There are some disabilities which are obvious and others, which are just as debilitating but not as obvious. The back can be one of the not-so-obvious pains. Perhaps, PTSD. What does your doctor say? Can your doctor prove your disability and pain, or is nothing visible on X-Ray, CT scan, MRI etc. The FERS Retirement …
I hurt and cannot work any longer, is a FERS Disability Retirement for Me? Read More »
If there is a mistake or a typo on your SF-50, it will affect your federal retirement. Or if one of your SF-50s didn’t make it into your OPF (Official Personnel File) or got lost along the way – that time may not be credited towards your retirement, and it happens more often than you …
The Importance of Keeping Your personal Personnel File up to date Read More »
The income earners and consumers are in trouble. Although some are getting raises from Social Security, federal and state employee COLA, union contracts being re-committed, it is not enough to keep up. Higher salaries mean higher cost to companies and manufacturers, thereby increasing the rate of inflation; are chasing our tail. Bigger brains than me, …
When planning your federal retirement, we want to take care of those dependent on us, in the event we die. A spouse is eligible for a FERS benefit of 25% or 50% of the Unreduced FERS retirement annuity. But what is the deal when the survivor is not a spouse, but a child, be it …
How many federal employees suffer from injury, illness or old war wounds, inherited traits that can build to make working difficult to impossible. Each month, many fed employees tell me they work under these conditions, many times in secret, because the income is needed. I get it, so maybe this article can help someone that …
Retirement is an exciting time, especially when you have all of the proper details squared away. However, it can also be frightening and full of uncertainty when you don’t know how to manage cash flow during federal retirement. During the months and years spent planning leading up to your retirement, you may find yourself with …
How to Improve Cash Flow During Federal Retirement with an Annuity Read More »
The question of loss of retirement benefits due to involuntary termination has been asked of me about once or twice a year, however, recently, I have been asked at least 6 times this past month. This is occurring in many agencies. It seems the supervisors are restless. “I may be fired. Will I lose my …
YOU’RE FIRED! Involuntary Termination And Your Retirement Benefits Read More »
As a government employee, your federal benefits are among some of the best in the United States. Not only do you get comprehensive health coverage, but you’re also eligible for low to no cost life insurance, flexible spending accounts, and a host of other benefits. However, as you near retirement, you may find yourself asking …
What Happens to Your Federal Benefits When You Retire? Read More »