Federal Employee Information Partnership
The numbers coming out of Washington tonight suggest that the political calculus of kicking the can down the road has finally met its match in the cold reality of arithmetic. The Social Security Board of Trustees, in their latest financial audit, has moved the day of reckoning for the nation’s primary retirement fund directly into
Social Security and the 2032 Deadline Read More »
Navigating federal retirement benefits can be a frustrating journey. While the Office of Personnel Management (OPM) can provide data for a single, specific date, planning with multiple optional dates requires a separate request for each timeline. To bridge this gap, a comprehensive, illustrated report from Federal Benefit Advisory offers a clear roadmap, allowing for accurate
14-Page Federal Employee Retirement Report Read More »
Dreaming About Retirement Imagine sitting at a quiet kitchen table. The coffee is steaming, the house is still, and that clock on the wall feels just a little louder than it used to. You’ve worked so hard, and you’ve finally crossed the finish line. It is a massive achievement. But if we are completely honest
The United States Postal Service is an institution woven into the very fabric of American life since the founding of our Republic. For decades, the mail carrier has been a symbol of consistency, braving snow, rain, and heat to connect our communities. Yet behind the scenes, a financial storm has long brewed, driven by a
A Manufactured Crisis: The USPS Postal Worker’s Future and Retirement Read More »
In my job as a retirement and long-term care planner, clients often treat me as a “father confessor,” a life coach, or just a sounding board when they have no one else to talk to. Over the years, I have noticed a common theme: people are incredibly impatient with their fellow employees, supervisors, family and
The View from my office Chair Read More »
Hardworking and loyal federal employees face a landscape of shifting compensation and retirement policies that demand careful tracking. Recent executive actions set a modest 1% baseline pay increase for 2026 while holding locality pay entirely frozen. Additionally, a gap persists between older retirement systems and the Federal Employees Retirement System (FERS), where newer retirees receive
What’s going on in Congress, that will affect the Fed Employee? Read More »
For generations of dedicated public servants, the road to a well-earned retirement was paved with a very specific, monumental stack of paper. At the absolute center of that paper fortress sat Standard Form 3107—the Application for Immediate Retirement under the Federal Employees Retirement System (FERS). It was a form to be treated with immense care,
A Straightforward Guide to Your Federal Retirement Read More »
If you look at the glossy brochures coming out of the big financial houses on Wall Street, they will tell you that the United States economy is a marvel of resilience. They use comfortable, scrubbed-clean phrases like “standard market cycle” and “healthy correction” and diversification to describe the terrifying cycles in your retirement account. They
How Federal Work Has Changed Twenty-five years ago, as the century turned, the federal workforce stood on what felt like bedrock. In those days, a career in public service was more than just a job; it was a promise of permanence, a “rock-solid” commitment that allowed young families to plan for the long term with
This is the story of a digital age tragedy, in pursuit of a better return, that big investment gain, the shadowy figure who will ‘ooz’ from their crypts and offer the big brass ring and temptations that many some federal employees have succumbed to. Sadly, our Federal Employee friends were scammed. The story that has
FEDERAL EMPLOYEES REPORT INVESTMENT SCAM Read More »