Federal Employee Information Partnership
It’s not possible to discuss a federal shutdown without brushing up against politics — but here, I’ll try to stick to the facts and avoid that rabbit hole. Fact #1: The Budget Stalemate The simple truth is that Congress cannot agree on the budget — a vote that should have happened long ago. Whether the […]
FEDERAL SHUTDOWN AND THE FALLOUT TO THE FEDERAL EMPLOYEE Read More »
What do these words have in common? They could mean you’re out of a job, today, tomorrow or next week. Although much has been written about all three, it is important to be reminded that the once secure federal job is now on par with a civilian corporation, wherein you could be out on the
Shutdown, DOGE and RIF Read More »
The TSP ROTH conversion process and OTHER OPTIONS A TSP ROTH conversion, offers income as tax free? “Oh, that sounds good!”, well, it sounds good, but the reality of the ROTH conversion come with issues and its own challenges. ROTH conversion and Tax Free are ironic fables. When you were given an allowance by your
ROTH CONVERSION IS NOT TAX FREE Read More »
If you are demoted for cause (disciplinary reasons), it can have a big impact on both your paycheck now and your retirement later. Now, I am not talking about a demotion due to a restructuring of your unit, agency or station, but you were naughty and were caught. Restructure occurs. The federal structure is a
Demoted for Cause? Read More »
How much do you need in your TSP, savings, or investments for a secure retirement? The traditional 4% rule doesn’t suit everyone, especially federal employees. The real answer depends on your budget. Budget First Two retirees may have the same pension, but one thrives while the other struggles. Why? Spending habits. Review your lifestyle. Downsizing,
Is Retirement Affordable? Read More »
The question, is DOGE throwing the baby out with the bathwater? Have the employee rights been terminated? OPM has made it clear in pre-DOGE, the employee has rights when any REDUCTION IN FORCE (RIF) occurs, but what about now, DOGE and the employee have the right to refuse, to transfer, to keep their jobs and
FEDERAL DOGE and EMPLOYEE Rights Read More »
To protect and care for your spouse was a promise made at your wedding. Remember? This would include leaving behind, in the event of your death, income and assets to care for your spouse, especially if he/she doesn’t have their own retirement program. So, as a federal employee, what benefits are at your disposal to
Spousal Survival Benefit: A good deal or smoke and mirrors? Read More »
It is always recommended, we sit back at times, and take stock of our budget, finance and where our money sits and draws dust. We change bank accounts for better efficiency, we change cars when the old one is not longer reliable, and too, we need to look at our finances and make some decisions.
Transferring IRA, 401(k) 403(b) into TSP Read More »
Old Chines proverb: “A journey of a thousand miles begins with a single step”, we should say a first step. When it comes to retirement, what is the first step? We can all vary opinion, but, as I have experienced, many employees, I encounter, each month, wait until the last month to begin that first
THE IMPORTANCE OF A RETIREMENT PLAN Read More »
If you are a member of a union, say nothing unless you have your rep present. If you are a member of a union, it is your right to have present your representative or someone designated, as you have right to union representation. Such investigative interviews are commonly known as Weingarten meetings. For those unfamiliar
You have been directed to attend an interview concerning allegations of wrongdoing? Read More »