Retirement

What’s going on in Congress, that will affect the Fed Employee?

Hardworking and loyal federal employees face a landscape of shifting compensation and retirement policies that demand careful tracking. Recent executive actions set a modest 1% baseline pay increase for 2026 while holding locality pay entirely frozen. Additionally, a gap persists between older retirement systems and the Federal Employees Retirement System (FERS), where newer retirees receive

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Federal Benefit Advisory

A Straightforward Guide to Your Federal Retirement

For generations of dedicated public servants, the road to a well-earned retirement was paved with a very specific, monumental stack of paper. At the absolute center of that paper fortress sat Standard Form 3107—the Application for Immediate Retirement under the Federal Employees Retirement System (FERS). It was a form to be treated with immense care,

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Federal Benefit Advisory

A Stolen Timeline

If you look at the glossy brochures coming out of the big financial houses on Wall Street, they will tell you that the United States economy is a marvel of resilience. They use comfortable, scrubbed-clean phrases like “standard market cycle” and “healthy correction” and diversification to describe the terrifying cycles in your retirement account. They

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Federal Benefit Advisory

Then vs Now

How Federal Work Has Changed Twenty-five years ago, as the century turned, the federal workforce stood on what felt like bedrock. In those days, a career in public service was more than just a job; it was a promise of permanence, a “rock-solid” commitment that allowed young families to plan for the long term with

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Federal Benefit Advisory

USPS

An agency in trouble An institution that has bound this nation together since its very founding is, tonight, gasping for its life’s breath. In an unnatural and deeply sobering turn of events, the United States Postal Service has taken a drastic step—one born of necessity but steeped in a profound sense of loss. To stave

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