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Federal Benefit Advisory

Social Security and the 2032 Deadline

The numbers coming out of Washington tonight suggest that the political calculus of kicking the can down the road has finally met its match in the cold reality of arithmetic. The Social Security Board of Trustees, in their latest financial audit, has moved the day of reckoning for the nation’s primary retirement fund directly into

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Federal Benefit Advisory

14-Page Federal Employee Retirement Report

Navigating federal retirement benefits can be a frustrating journey. While the Office of Personnel Management (OPM) can provide data for a single, specific date, planning with multiple optional dates requires a separate request for each timeline. To bridge this gap, a comprehensive, illustrated report from Federal Benefit Advisory offers a clear roadmap, allowing for accurate

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Federal Benefit Advisory

Fixing a Pension Calculation Glitch

There is an old saying in Washington DC that the wheels of bureaucracy grind slowly, but when they slip entirely, it takes an act of Congress to put them back on track. The House of Representatives has passed a bipartisan bill (H.R. 8732) to fix a pension calculation glitch impacting thousands of federal retirees. The

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The Congressional babies face ANOTHER SHUTDOWN

The federal government is barreling toward another catastrophic midnight deadline, and the political gears in Washington have ground to a bone-crushing halt. As the critical September 30, 2026, deadline looms, a deeply divided Congress is playing a high-stakes game of political chicken with the nation’s pocketbook, just weeks before the November midterm elections. Speaker Mike

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Federal Benefit Advisory

A Soft Landing:

Dreaming About Retirement Imagine sitting at a quiet kitchen table. The coffee is steaming, the house is still, and that clock on the wall feels just a little louder than it used to. You’ve worked so hard, and you’ve finally crossed the finish line. It is a massive achievement. But if we are completely honest

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Federal Benefit Advisory

Retirement.

It’s a serious business. Imagine, if you will, a quiet kitchen table. The coffee is steaming, the house is still, and that clock on the wall… well, it’s ticking just a little louder than it used to. You’ve made it! The finish line has been crossed. But for many, the transition isn’t just a change

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Federal Benefit Advisory

Is My Non-Married Partner Eligible for Federal Survivor Benefits?

As human beings, we all navigate a beautiful and complex web of relationships—some that grace our lives for a season and others that remain for a lifetime. Whether we are driven by deep emotion, financial considerations, a quiet hesitation toward commitment, or a joyful embrace of it, every journey is valid. While some couples celebrate

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Federal Benefit Advisory

Retiring from your Federal Job

For decades, the men and women of our civil service have walked the corridors of government, following a mission. But as many are now finding, reaching what we call the “finish line” is often just the beginning of a new, and perhaps more daunting, journey. Today, there is a clear divide. Some of you find

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Federal Benefit Advisory

Shutdown, again!

As I write this, it is 12:48AM, EST. The Congress, they believe in their wisdom, shut down a portion of the government, again.  The Department of Homeland Security has begun a partial shutdown after a midnight deadline passed without a funding agreement in the Senate. While much of the federal government remains open through September, this lapse

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Federal Benefit Advisory

Shutdown, an update

February 8, 1926—excuse me, 2026. While the great majority of our federal government has finally stepped back from the brink of a total shutdown, the Department of Homeland Security remains the lone holdout in a city deeply divided. Under the Consolidated Appropriations Act, most of your tax dollars are flowing again through September, but DHS

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Federal Benefit Advisory

Budget and partial shutdown

They say a budget is simply a way of telling your money where to go instead of wondering where it went, but tonight, the halls of our government sit in a humble, uneasy silence. As of this Sunday, February 1st, 2026, we find ourselves in a state of partial paralysis after the clock ran out

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