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Federal Benefit Advisory

USPS Shakeup

Will Your Craft Be Affected? What do fewer seasonal workers, expanded automation and the 2027 Fleet Rollout mean for the frontline workforce?The major structural changes sweeping through the postal system as we head into 2027 are designed to alter the daily reality of the people doing heavy lifting on the workroom floor. Management is deploying

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Federal Benefit Advisory

The Future may not include the FERS Supplement

The high stakes talk on Capitol Hill about axing the FERS retirement bridge comes down to a direct hit on the wallet for a hard working federal and postal employee. Over the last ten years, lawmakers have tried a total of six times to kill this special supplement, which acts as a financial bridge to

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Federal Benefit Advisory

OPM overhaul of federal performance reviews

The Office of Personnel Management (OPM) has finalized a comprehensive overhaul of federal performance reviews, eliminating mandatory higher-level reviews for “unacceptable” ratings and restricting the use of negotiated grievance processes. While designed to increase accountability, the new rules mandate that agencies cannot implement these changes if they directly conflict with existing Collective Bargaining Agreements. The

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Federal Benefit Advisory

Social Security and the 2032 Deadline

The numbers coming out of Washington tonight suggest that the political calculus of kicking the can down the road has finally met its match in the cold reality of arithmetic. The Social Security Board of Trustees, in their latest financial audit, has moved the day of reckoning for the nation’s primary retirement fund directly into

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Federal Benefit Advisory

14-Page Federal Employee Retirement Report

Navigating federal retirement benefits can be a frustrating journey. While the Office of Personnel Management (OPM) can provide data for a single, specific date, planning with multiple optional dates requires a separate request for each timeline. To bridge this gap, a comprehensive, illustrated report from Federal Benefit Advisory offers a clear roadmap, allowing for accurate

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Federal Benefit Advisory

TSP, can’t take it with me, will my beneficiary get it?

The federal employee, like any other citizen, faces a sobering reality: you cannot take it with you. For the civil servant, the Thrift Savings Plan has long been a fortress of financial security, but tonight we look at the cracks in that fortress. Consider a devoted retiree who spent thirty years building a nest egg

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Federal Benefit Advisory

FEGLI

YOU MAY BE ABLE KEEP A POLICY PERMANETLY, BY A CONVERSION PROCESS, at a REDUCE COST or YOU MAY QUALIFY TO SELL YOUR FEGLI POLICY DO NOT CANCEL BEFORE YOU HAVE LOOKED INTO ALL OPTIONS You’ve reached age 65, and you’re looking at that FEGLI deduction on your retirement check. It’s climbing higher than a Rocky Mountain trail.

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Federal Benefit Advisory

Budget for Retirement

You’ve seen them—the quiet neighbors who always seem to have the time for a morning stroll, whose lawn is a little too perfect. They are the federal retirees. And while most of us see the destination, few truly understand the map it took to get there. Planning for retirement, you see, isn’t something you do

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Federal Benefit Advisory

Retirement.

It’s a serious business. Imagine, if you will, a quiet kitchen table. The coffee is steaming, the house is still, and that clock on the wall… well, it’s ticking just a little louder than it used to. You’ve made it! The finish line has been crossed. But for many, the transition isn’t just a change

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Federal Benefit Advisory

Is My Non-Married Partner Eligible for Federal Survivor Benefits?

As human beings, we all navigate a beautiful and complex web of relationships—some that grace our lives for a season and others that remain for a lifetime. Whether we are driven by deep emotion, financial considerations, a quiet hesitation toward commitment, or a joyful embrace of it, every journey is valid. While some couples celebrate

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Federal Benefit Advisory

Retiring from your Federal Job

For decades, the men and women of our civil service have walked the corridors of government, following a mission. But as many are now finding, reaching what we call the “finish line” is often just the beginning of a new, and perhaps more daunting, journey. Today, there is a clear divide. Some of you find

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