The Latest News & Information

The Congressional babies face ANOTHER SHUTDOWN

The federal government is barreling toward another catastrophic midnight deadline, and the political gears in Washington have ground to a bone-crushing halt. As the critical September 30, 2026, deadline looms, a deeply divided Congress is playing a high-stakes game of political chicken with the nation’s pocketbook, just weeks before the November midterm elections. Speaker Mike

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Federal Benefit Advisory

A Soft Landing:

Dreaming About Retirement Imagine sitting at a quiet kitchen table. The coffee is steaming, the house is still, and that clock on the wall feels just a little louder than it used to. You’ve worked so hard, and you’ve finally crossed the finish line. It is a massive achievement. But if we are completely honest

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The View from my office Chair

In my job as a retirement and long-term care planner, clients often treat me as a “father confessor,” a life coach, or just a sounding board when they have no one else to talk to. Over the years, I have noticed a common theme: people are incredibly impatient with their fellow employees, supervisors, family and

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A living Dinosaur discovered in Washington DC:

THE SOCIAL SECURITY TAX EARNINGS TEST An ancient 1935 animal, thought extinct, roams the halls of congress The United States Congress has become a slow, lumbering beast. It is a political INCOMETAXOSAURUS, trapped in the tar pits of congress, stubbornly refusing to evolve even as the modern economic climate changes around it. This total evolutionary

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What’s going on in Congress, that will affect the Fed Employee?

Hardworking and loyal federal employees face a landscape of shifting compensation and retirement policies that demand careful tracking. Recent executive actions set a modest 1% baseline pay increase for 2026 while holding locality pay entirely frozen. Additionally, a gap persists between older retirement systems and the Federal Employees Retirement System (FERS), where newer retirees receive

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Federal Benefit Advisory

Shutdown, an update

February 8, 1926—excuse me, 2026. While the great majority of our federal government has finally stepped back from the brink of a total shutdown, the Department of Homeland Security remains the lone holdout in a city deeply divided. Under the Consolidated Appropriations Act, most of your tax dollars are flowing again through September, but DHS

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Federal Benefit Advisory

Budget and partial shutdown

They say a budget is simply a way of telling your money where to go instead of wondering where it went, but tonight, the halls of our government sit in a humble, uneasy silence. As of this Sunday, February 1st, 2026, we find ourselves in a state of partial paralysis after the clock ran out

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Federal Benefit Advisory

Tuesday, January 27, 2026

3 days countdown to Shutdown In Washington today, the specter of a federal government shutdown has significantly receded, replaced by a rare surge of legislative momentum. With only three days remaining until the January 30 deadline, the House of Representatives has moved to avert a fiscal crisis that many feared would mirror the paralyzing 43-day

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Federal Benefit Advisory

IN FINANCIAL STORMS, WHERE TO FIND A SAFE HARBOR

In 2026, the markets look a lot like a stormy sea. But for those of you looking for a place to drop anchor, there’s a harbor where the water is always still. It’s the TSP G Fund. Now, it doesn’t follow the “giants of industry” or those “tech titans” that make the headlines. No, sir. It

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Federal Benefit Advisory

The Role of Performance Evaluations

When RIF is being considered Every employee undergoes an annual evaluation. These evaluations are critical, as they form the foundation of any potential RIF list. Performance ratings are the paramount factor in the initial stage of identifying a pool of potentially impacted personnel. The Four Key Retention Factors Once the initial performance ratings have established

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Federal Benefit Advisory

WILL the SF-3107 keep you up at night?

The Cyber application and supporting documents  It’s a new day for the civil servant. For decades, the path to a federal sunset was paved with a mountain of paperwork and the scratching of a blue-ink pen. But as of July 15, 2025, that old paper trail has gone the way of the pony express. The

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