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Federal Benefit Advisory

USPS Shakeup

Will Your Craft Be Affected? What do fewer seasonal workers, expanded automation and the 2027 Fleet Rollout mean for the frontline workforce?The major structural changes sweeping through the postal system as we head into 2027 are designed to alter the daily reality of the people doing heavy lifting on the workroom floor. Management is deploying

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Federal Benefit Advisory

The Future may not include the FERS Supplement

The high stakes talk on Capitol Hill about axing the FERS retirement bridge comes down to a direct hit on the wallet for a hard working federal and postal employee. Over the last ten years, lawmakers have tried a total of six times to kill this special supplement, which acts as a financial bridge to

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Federal Benefit Advisory

OPM overhaul of federal performance reviews

The Office of Personnel Management (OPM) has finalized a comprehensive overhaul of federal performance reviews, eliminating mandatory higher-level reviews for “unacceptable” ratings and restricting the use of negotiated grievance processes. While designed to increase accountability, the new rules mandate that agencies cannot implement these changes if they directly conflict with existing Collective Bargaining Agreements. The

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Federal Benefit Advisory

Social Security and the 2032 Deadline

The numbers coming out of Washington tonight suggest that the political calculus of kicking the can down the road has finally met its match in the cold reality of arithmetic. The Social Security Board of Trustees, in their latest financial audit, has moved the day of reckoning for the nation’s primary retirement fund directly into

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Federal Benefit Advisory

14-Page Federal Employee Retirement Report

Navigating federal retirement benefits can be a frustrating journey. While the Office of Personnel Management (OPM) can provide data for a single, specific date, planning with multiple optional dates requires a separate request for each timeline. To bridge this gap, a comprehensive, illustrated report from Federal Benefit Advisory offers a clear roadmap, allowing for accurate

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What’s going on in Congress, that will affect the Fed Employee?

Hardworking and loyal federal employees face a landscape of shifting compensation and retirement policies that demand careful tracking. Recent executive actions set a modest 1% baseline pay increase for 2026 while holding locality pay entirely frozen. Additionally, a gap persists between older retirement systems and the Federal Employees Retirement System (FERS), where newer retirees receive

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Federal Benefit Advisory

A Straightforward Guide to Your Federal Retirement

For generations of dedicated public servants, the road to a well-earned retirement was paved with a very specific, monumental stack of paper. At the absolute center of that paper fortress sat Standard Form 3107—the Application for Immediate Retirement under the Federal Employees Retirement System (FERS). It was a form to be treated with immense care,

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Federal Benefit Advisory

A Stolen Timeline

If you look at the glossy brochures coming out of the big financial houses on Wall Street, they will tell you that the United States economy is a marvel of resilience. They use comfortable, scrubbed-clean phrases like “standard market cycle” and “healthy correction” and diversification to describe the terrifying cycles in your retirement account. They

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Federal Benefit Advisory

Then vs Now

How Federal Work Has Changed Twenty-five years ago, as the century turned, the federal workforce stood on what felt like bedrock. In those days, a career in public service was more than just a job; it was a promise of permanence, a “rock-solid” commitment that allowed young families to plan for the long term with

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Federal Benefit Advisory

FEDERAL EMPLOYEES REPORT INVESTMENT SCAM

This is the story of a digital age tragedy, in pursuit of a better return, that big investment gain, the shadowy figure who will ‘ooz’ from their crypts and offer the big brass ring and temptations that many some federal employees have succumbed to. Sadly, our Federal Employee friends were scammed. The story that has

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Federal Benefit Advisory

Update: Federal Employee Long Term Care Insurance plan (FELTCip)

If you have been waiting for or planning on the federal long term care insurance, we have some important, albeit potentially disappointing, news regarding the Federal Long Term Care Insurance Program (FLTCIP) [1]. Right now, you can’t apply for new coverage or increase your existing coverage [1, 2]. The program has been temporarily paused for

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