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Federal Benefit Advisory

FEGLI

YOU MAY BE ABLE KEEP A POLICY PERMANETLY, BY A CONVERSION PROCESS, at a REDUCE COST or YOU MAY QUALIFY TO SELL YOUR FEGLI POLICY DO NOT CANCEL BEFORE YOU HAVE LOOKED INTO ALL OPTIONS You’ve reached age 65, and you’re looking at that FEGLI deduction on your retirement check. It’s climbing higher than a Rocky Mountain trail.

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Federal Benefit Advisory

Budget for Retirement

You’ve seen them—the quiet neighbors who always seem to have the time for a morning stroll, whose lawn is a little too perfect. They are the federal retirees. And while most of us see the destination, few truly understand the map it took to get there. Planning for retirement, you see, isn’t something you do

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Federal Benefit Advisory

Retirement.

It’s a serious business. Imagine, if you will, a quiet kitchen table. The coffee is steaming, the house is still, and that clock on the wall… well, it’s ticking just a little louder than it used to. You’ve made it! The finish line has been crossed. But for many, the transition isn’t just a change

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Federal Benefit Advisory

Is My Non-Married Partner Eligible for Federal Survivor Benefits?

As human beings, we all navigate a beautiful and complex web of relationships—some that grace our lives for a season and others that remain for a lifetime. Whether we are driven by deep emotion, financial considerations, a quiet hesitation toward commitment, or a joyful embrace of it, every journey is valid. While some couples celebrate

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Federal Benefit Advisory

Retiring from your Federal Job

For decades, the men and women of our civil service have walked the corridors of government, following a mission. But as many are now finding, reaching what we call the “finish line” is often just the beginning of a new, and perhaps more daunting, journey. Today, there is a clear divide. Some of you find

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Federal Benefit Advisory

Shutdown, again!

As I write this, it is 12:48AM, EST. The Congress, they believe in their wisdom, shut down a portion of the government, again.  The Department of Homeland Security has begun a partial shutdown after a midnight deadline passed without a funding agreement in the Senate. While much of the federal government remains open through September, this lapse

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Federal Benefit Advisory

Shutdown, an update

February 8, 1926—excuse me, 2026. While the great majority of our federal government has finally stepped back from the brink of a total shutdown, the Department of Homeland Security remains the lone holdout in a city deeply divided. Under the Consolidated Appropriations Act, most of your tax dollars are flowing again through September, but DHS

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Federal Benefit Advisory

Budget and partial shutdown

They say a budget is simply a way of telling your money where to go instead of wondering where it went, but tonight, the halls of our government sit in a humble, uneasy silence. As of this Sunday, February 1st, 2026, we find ourselves in a state of partial paralysis after the clock ran out

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Federal Benefit Advisory

Tuesday, January 27, 2026

3 days countdown to Shutdown In Washington today, the specter of a federal government shutdown has significantly receded, replaced by a rare surge of legislative momentum. With only three days remaining until the January 30 deadline, the House of Representatives has moved to avert a fiscal crisis that many feared would mirror the paralyzing 43-day

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Federal Benefit Advisory

IN FINANCIAL STORMS, WHERE TO FIND A SAFE HARBOR

In 2026, the markets look a lot like a stormy sea. But for those of you looking for a place to drop anchor, there’s a harbor where the water is always still. It’s the TSP G Fund. Now, it doesn’t follow the “giants of industry” or those “tech titans” that make the headlines. No, sir. It

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Federal Benefit Advisory

The Role of Performance Evaluations

When RIF is being considered Every employee undergoes an annual evaluation. These evaluations are critical, as they form the foundation of any potential RIF list. Performance ratings are the paramount factor in the initial stage of identifying a pool of potentially impacted personnel. The Four Key Retention Factors Once the initial performance ratings have established

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Federal Benefit Advisory

WILL the SF-3107 keep you up at night?

The Cyber application and supporting documents  It’s a new day for the civil servant. For decades, the path to a federal sunset was paved with a mountain of paperwork and the scratching of a blue-ink pen. But as of July 15, 2025, that old paper trail has gone the way of the pony express. The

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Thursday, August 13th
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Thursday, August 27th
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