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Federal Benefit Advisory

HELP! My Parents are going broke on nursing home expenses.

“My parents, George, I do not know where to turn. Mom came down with Alzheimer’s, dad is spending all their money on her care at a nursing home, over $10,000.00 a month. I know this is not nothing to do with my retirement, but I don’t know where to turn.”  Sheila Sheila, we are blessed

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Federal Benefit Advisory

Supplement / SS Tax Earnings Test 2024

To be aware, one can plan life. The same goes for post-retirement and income from your FERS Supplement and Social Security. This is assessed to persons drawing these incomes and under the age of 62. An additional tax in the event you have a job or business. Based on income, it does not count investment

Read More »
Federal Benefit Advisory

Economy, an opinion

“Ain’t getting any better soon” It doesn’t take a PhD in Economics to understand the economy today. Oh, we hear the news, “Jobs Look Good”, “Inflation is under control”, “the market is up”, now let’s listen to the people: “I have to tap into my credit card too often”, “I can hardly afford to drive

Read More »
Federal Benefit Advisory

I HATE MY (federal) JOB!

In my 30 years working with federal employees, I have heard it all. At times, I feel I am thought of as Father Confessor. It makes me feel good when someone says they love their job, but my heart grieves for those that hate their job and are desperate to retire. Retirement is the only

Read More »
Federal Benefit Advisory

Review Beneficiaries and Essential Documents

Designating a Beneficiary When you were hired, you designated your beneficiaries to receive your life insurance benefits and survivor benefits. However, life goes on and as life changes, and people may come and go, new additions, a review of all designated beneficiaries are a must in terms of smart planning, when life changes occur. When

Read More »
Federal Benefit Advisory

The Former Spouse

So, you are divorced, your ‘ex’ married a rich guy with 7 gas stations, and she will still receive half of your retirement annuity and TSP, because you never changed the beneficiary to your new wife. Perhaps the kids are listed as FEGLI beneficiaries, except poor Teddy, who was born after your last beneficiary review. 

Read More »
Federal Benefit Advisory

HELP! My Parents are going broke on nursing home expenses.

“My parents, George, I do not know where to turn. Mom came down with Alzheimer’s, dad is spending all their money on her care at a nursing home, over $10,000.00 a month. I know this is not nothing to do with my retirement, but I don’t know where to turn.”  Sheila Sheila, we are blessed

Read More »
Federal Benefit Advisory

Supplement / SS Tax Earnings Test 2024

To be aware, one can plan life. The same goes for post-retirement and income from your FERS Supplement and Social Security. This is assessed to persons drawing these incomes and under the age of 62. An additional tax in the event you have a job or business. Based on income, it does not count investment

Read More »
Federal Benefit Advisory

Economy, an opinion

“Ain’t getting any better soon” It doesn’t take a PhD in Economics to understand the economy today. Oh, we hear the news, “Jobs Look Good”, “Inflation is under control”, “the market is up”, now let’s listen to the people: “I have to tap into my credit card too often”, “I can hardly afford to drive

Read More »
Federal Benefit Advisory

I HATE MY (federal) JOB!

In my 30 years working with federal employees, I have heard it all. At times, I feel I am thought of as Father Confessor. It makes me feel good when someone says they love their job, but my heart grieves for those that hate their job and are desperate to retire. Retirement is the only

Read More »
Federal Benefit Advisory

Review Beneficiaries and Essential Documents

Designating a Beneficiary When you were hired, you designated your beneficiaries to receive your life insurance benefits and survivor benefits. However, life goes on and as life changes, and people may come and go, new additions, a review of all designated beneficiaries are a must in terms of smart planning, when life changes occur. When

Read More »
Federal Benefit Advisory

The Former Spouse

So, you are divorced, your ‘ex’ married a rich guy with 7 gas stations, and she will still receive half of your retirement annuity and TSP, because you never changed the beneficiary to your new wife. Perhaps the kids are listed as FEGLI beneficiaries, except poor Teddy, who was born after your last beneficiary review. 

Read More »
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