Beef Up Your Retirement
In planning for retirement, of course, we all want the highest possible retirement income possible. If you are able or willing, here are few suggestions for the long term planning:
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Common Problems When Applying for Retirement
The day has arrived, you will be submitting your SF-3107 for retirement. The moment arrived faster than you anticipated, so you rushed through the process. Before you turn it in to HR, look it over and consider the following common mistakes: It is important that you meet a planner knowledgeable with the federal syste,
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Promotions and Retirement
Many times, throughout the year, an employee has an opportunity to stay on the job, put retirement off for a while to take or apply for promotion. When the promotion is approved, the picture has changed, especially for the retirement. Higher salary which leads to a higher H-3, and a bigger retirement. The most impact
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Achieving Retirement, needs a sharp pencil and calculator:
Achieving retirement readiness is about both financial and mental preparation. It’s important to make sure you have both areas covered before you make the big move. Here are some tips and resources to help you prepare.
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What Does Wall Street Expect in 2023
Recession in 2023? It is being anticipated by most financial experts.
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Federal Government has Suspended Federal Employee Long-Term Care Insurance
The federal government has suspended for at least two years, the purchase of federal employee LTCIP ( Federal Long Term Care Insurance Program ). Industry experts question whether the program ever will return in its current form. The insurance company issuing th4ese policies has warned the federal Office of Personnel Management (OPM) that current premiums are
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TAKE CONTROL OF YOUR TSP
If you’re going to use the individual TSP funds to build your portfolio, you’ll want to rebalance periodically. Rebalancing is the process of bringing your portfolio back into line with the overall allocation you want to maintain based on the level of return and risk you’re targeting. The longer one has until retirement, the more
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MAKING YOUR RETIREMENT DECISIONS
I’ll admit, it is not an easy making one of life’s major decisions, that being retirement, when, what strategies, what have you not thought about, who to listen to and who not to listen to? Your life, as a federal employee was highly structured, manuals, pamphlets and supervisors made clear, or should have made clear,
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This TSP Fund That TSP Fund, How to Decide?
If we know a fund will decline, we are likely to move to a fund which is not losing. Right? This makes sense, but what is confusing to many is the timing of the move to a different funds. The advice most headed is put it away and forget it. This may not be a
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Federal Long-Term Care Insurance Program (FLTCIP):
SUSPENDED The Office of Personnel Management (OPM) announced last week it will be suspending applications for coverage under in the Federal Long-Term Care Insurance Program (FLTCIP). The deadline to apply for the program before a two-year suspension is Dec. 19, but officials want applicants to go in with “eyes wide open” that rates will likely
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