Federal Employee Information Partnership
Old Chines proverb: “A journey of a thousand miles begins with a single step”, we should say a first step. When it comes to retirement, what is the first step? We can all vary opinion, but, as I have experienced, many employees, I encounter, each month, wait until the last month to begin that first […]
THE IMPORTANCE OF A RETIREMENT PLAN Read More »
If you are a member of a union, say nothing unless you have your rep present. If you are a member of a union, it is your right to have present your representative or someone designated, as you have right to union representation. Such investigative interviews are commonly known as Weingarten meetings. For those unfamiliar
You have been directed to attend an interview concerning allegations of wrongdoing? Read More »
We all want a happy home, a serene domestic life, but unfortunately, there are those that may have partnered with someone with a different view of life at home. Domestic abuse, also called “domestic violence” or “intimate partner violence”, can be defined as a pattern of behavior in any relationship that is used to gain
Domestic Abuse Victims and your Federal job. Read More »
Terry, from Atlanta writes: Can I Receive Passive Income While Collecting Social Security? A good question, one that has portions to it, let me clarify. Once you achieve Full Retirement Age (FRA) your Social Security is taxed as ordinary income, however, if you are drawing social security prior to FRA, then you may have some
Can I Receive Passive Income While Collecting Social Security? Read More »
“George, I failed Retirement, 6 months of bliss, then I got bored, sleeping in every morning, then staying up late at night. I no longer wanted to go out and see friends, my wife is about to kill me” sounds like a joke, but then who’s laughing. Is retirement an endless vacation? Should be, it
Retirement, Then What? Read More »
In my 30 years working with federal employees, I have heard it all. At times, I feel I am thought of as Father Confessor. It makes me feel good when someone says they love their job, but my heart grieves for those that hate their job and are desperate to retire. Retirement is the only
“I HATE MY FEDERAL JOB!” Read More »
Who doesn’t want a bigger retirement? Surprisingly, many federal employees work in positions with dead ends in terms of raises, promotion or other incomes that can have a positive effect on the retirement income. First, let’s look at influences of the retirement annuity (pension) The basic qualifications for a regular federal employee, full and immediate
How to build a bigger and better federal retirement? Read More »
Under what conditions can a TSP be frozen? Not many, but let’s look at Alexander’s, who called me this week with a huge “HELP! I cannot access my TSP!” Alex’ story: Alexander (Alex) is 63 years old, is married, with three grown kids, and plans to continue working with USDA for another 3 or 4
“HELP! I cannot access my TSP!” Read More »
The Importance of Self-Management by Rebalancing If you’re going to use the individual TSP funds to build your portfolio, you’ll want to rebalance periodically. Rebalancing is the process of bringing your portfolio back into line with the overall allocation you want to maintain based on the level of return and risk you’re targeting. The longer
Reprisal of November 19, 2021 When federal employee or military personnel retire, the first question asked is “What health care provider will I need? These people have choices, which may not be totally clear to everyone, so let’s explore the options: Tri care is a national plan for military and military retired, however, FEHB is
Medicare vs Tri-Care & FEHB Read More »