Health Insurance

Federal Benefit Advisory

Federal Government has Suspended Federal Employee Long-Term Care Insurance

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The federal government has suspended for at least two years, the purchase of federal employee LTCIP ( Federal Long Term Care Insurance Program ). Industry experts question whether the program ever will return in its current form. The insurance company issuing th4ese policies has warned the federal Office of Personnel Management (OPM) that current premiums are …

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Federal Benefit Advisory

Federal Long-Term Care Insurance Program (FLTCIP):

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SUSPENDED The Office of Personnel Management (OPM) announced last week it will be suspending applications for coverage under in the Federal Long-Term Care Insurance Program (FLTCIP). The deadline to apply for the program before a two-year suspension is Dec. 19, but officials want applicants to go in with “eyes wide open” that rates will likely …

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Federal Retirement Benefits

What Happens to Your Federal Benefits When You Retire?

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As a government employee, your federal benefits are among some of the best in the United States. Not only do you get comprehensive health coverage, but you’re also eligible for low to no cost life insurance, flexible spending accounts, and a host of other benefits.  However, as you near retirement, you may find yourself asking …

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Medicare Enrollment Form

Should a Federal Employee Enroll in Medicare? (Medicare vs FEHB)

CSRS, FERS, Health Insurance / By

If you’re a FERS (Federal Employee Retirement System) or CSRS (Civil Service Retirement System) employee, you’re likely aware of the government-provided health benefits that you’re eligible for. What you may not know, however, is that most working-class adults are automatically enrolled in Medicare Part A. For federal employees who already have health insurance provided through …

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