Federal Employee Information Partnership
When is the best time for a federal employee to begin planning or even thinking about retiring? In four words: “On Your First Day”. I suppose anyone can argue this is too soon, but I can also argue that time is of essence and will pass all too quickly, so with the passing of time, […]
WHEN IS THE BEST TIME TO BEGIN PLANNING FOR FEDERAL RETIREMENT? Read More »
The best state to retire in. First, you must question what is your primary driving force? I cannot say where the best fishing, mountain climbing, boating can be found, as that is your personal choice. If you love your state, then stay where you are. But, if the questions boil down to economy, cost of
What are the Best States to Retire In? Read More »
When we marry, we make promises and dream of a future together. But, with the promise comes certain obligations that will live on, even if the marriage doesn’t. The intention of this article is not to counsel whether you can save your marriage or take all with you when the split happens, but to bring
Sharing Retirement Benefits with a Former Spouse Read More »
Retirement, oh that wonderful pie in the future sky. Once achieved, ‘how is that working out for you?’ Is retirement all that you had planned? After 30 years of retirement planning, we see our successes fade away into the sunset with a wave and a ’Hi-Ho Silver’. Then, in a couple years, the silver lining
YOU’RE RETIRED! Now what? Read More »
Jeff writes: “I actually love my job, but full time is getting pretty tough, I have heard I can retire and continue working part time? What’s up with that? It would be perfect. Tell me something so I don’t sound stupid when I ask my super.” Jeff D. USPS Jeff, there is a plan, if
What is an annuity? Some say it is an income, some say it is a savings instrument and others say it is an investment. The answer, it can be any and all of these. First, lets define annuity. The Romans awarded annuities to their loyal citizens; we might call it a pension now. When a
WHAT IS AN ANNUITY? Read More »
I am going to tell you a story. Adam is a good family man, he believes in the traditional family values, and he loves his wife and 3 small children. Like all young marrieds, they struggle with house payments, car payments on the family van and day to day expenses. He is the main bread
Temporary Illness or Disability, Off the Job Read More »
We are asked many times if the employee can carry FEGLI into retirement. The answer is yes, however, a larger question should be; ‘SHOULD YOU CARRY FEGLI INTO RETIRMENT? First, before you make this important decision, you need to clarify, for yourself, three basic things: 1) Is there need? 2. What is the cost? 3.
FEGLI Into Retirement For better or worse? Read More »
Question: “What are the 3 irreversible mistakes to avoid for federal retirement?” Your question asked for three irreversible mistakes, but the fourth mistake could be the one most important to you, so I will list 10 of the mistakes we see most often. Not having a plan Know your pre-retirement budget and your post retirement
Irreversible Mistakes to Avoid in Federal Retirement Planning Read More »
How many federal employees suffer from injury, illness or old war wounds, inherited traits that can build to make working difficult to impossible. Each month, many fed employees tell me they work under these conditions, many times in secret, because the income is needed. I get it, so maybe this article can help someone that
FERS Disability Retirement Read More »