Federal Employee Information Partnership
The TSP ROTH conversion process and OTHER OPTIONS A TSP ROTH conversion, offers income as tax free? “Oh, that sounds good!”, well, it sounds good, but the reality of the ROTH conversion come with issues and its own challenges. ROTH conversion and Tax Free are ironic fables. When you were given an allowance by your […]
ROTH CONVERSION IS NOT TAX FREE Read More »
If you are demoted for cause (disciplinary reasons), it can have a big impact on both your paycheck now and your retirement later. Now, I am not talking about a demotion due to a restructuring of your unit, agency or station, but you were naughty and were caught. Restructure occurs. The federal structure is a
Demoted for Cause? Read More »
How much do you need in your TSP, savings, or investments for a secure retirement? The traditional 4% rule doesn’t suit everyone, especially federal employees. The real answer depends on your budget. Budget First Two retirees may have the same pension, but one thrives while the other struggles. Why? Spending habits. Review your lifestyle. Downsizing,
Is Retirement Affordable? Read More »