December 2025

Federal Benefit Advisory

The Role of Performance Evaluations

When RIF is being considered Every employee undergoes an annual evaluation. These evaluations are critical, as they form the foundation of any potential RIF list. Performance ratings are the paramount factor in the initial stage of identifying a pool of potentially impacted personnel. The Four Key Retention Factors Once the initial performance ratings have established […]

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Federal Benefit Advisory

TSP Update:

Understanding the S Fund’s Nosedive — and Its Rebound TSP 101: Quick Refresher The Thrift Savings Plan (TSP) is the federal government’s version of a 401(k). It offers five core investment funds: The S Fund represents the “rest of the U.S. stock market” beyond the largest 500 companies. It carries more growth potential—but also more

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