Federal Employee Information Partnership
For decades, the men and women of our civil service have walked the corridors of government, following a mission. But as many are now finding, reaching what we call the “finish line” is often just the beginning of a new, and perhaps more daunting, journey. Today, there is a clear divide. Some of you find […]
Retiring from your Federal Job Read More »
In 2026, the markets look a lot like a stormy sea. But for those of you looking for a place to drop anchor, there’s a harbor where the water is always still. It’s the TSP G Fund. Now, it doesn’t follow the “giants of industry” or those “tech titans” that make the headlines. No, sir. It
IN FINANCIAL STORMS, WHERE TO FIND A SAFE HARBOR Read More »
When RIF is being considered Every employee undergoes an annual evaluation. These evaluations are critical, as they form the foundation of any potential RIF list. Performance ratings are the paramount factor in the initial stage of identifying a pool of potentially impacted personnel. The Four Key Retention Factors Once the initial performance ratings have established
The Role of Performance Evaluations Read More »
The Cyber application and supporting documents It’s a new day for the civil servant. For decades, the path to a federal sunset was paved with a mountain of paperwork and the scratching of a blue-ink pen. But as of July 15, 2025, that old paper trail has gone the way of the pony express. The
WILL the SF-3107 keep you up at night? Read More »
The air in the breakroom felt thin. Alex had just poured his coffee when Jack cornered him, lowering his voice to a near whisper. “Alex,” Jack began, cutting to the chase, “who’s on the list to be RIF’d?” Alex, who had known Jack for nearly two decades, set his mug down. He considered Jack a
A RIF conversation Read More »
The TSP ROTH conversion process and OTHER OPTIONS A TSP ROTH conversion, offers income as tax free? “Oh, that sounds good!”, well, it sounds good, but the reality of the ROTH conversion come with issues and its own challenges. ROTH conversion and Tax Free are ironic fables. When you were given an allowance by your
ROTH CONVERSION IS NOT TAX FREE Read More »
How much do you need in your TSP, savings, or investments for a secure retirement? The traditional 4% rule doesn’t suit everyone, especially federal employees. The real answer depends on your budget. Budget First Two retirees may have the same pension, but one thrives while the other struggles. Why? Spending habits. Review your lifestyle. Downsizing,
Is Retirement Affordable? Read More »
The question, is DOGE throwing the baby out with the bathwater? Have the employee rights been terminated? OPM has made it clear in pre-DOGE, the employee has rights when any REDUCTION IN FORCE (RIF) occurs, but what about now, DOGE and the employee have the right to refuse, to transfer, to keep their jobs and
FEDERAL DOGE and EMPLOYEE Rights Read More »
It is always recommended, we sit back at times, and take stock of our budget, finance and where our money sits and draws dust. We change bank accounts for better efficiency, we change cars when the old one is not longer reliable, and too, we need to look at our finances and make some decisions.
Transferring IRA, 401(k) 403(b) into TSP Read More »
Old Chines proverb: “A journey of a thousand miles begins with a single step”, we should say a first step. When it comes to retirement, what is the first step? We can all vary opinion, but, as I have experienced, many employees, I encounter, each month, wait until the last month to begin that first
THE IMPORTANCE OF A RETIREMENT PLAN Read More »