Federal Employee Information Partnership
The United States Postal Service is an institution woven into the very fabric of American life since the founding of our Republic. For decades, the mail carrier has been a symbol of consistency, braving snow, rain, and heat to connect our communities. Yet behind the scenes, a financial storm has long brewed, driven by a […]
A Manufactured Crisis: The USPS Postal Worker’s Future and Retirement Read More »
In my job as a retirement and long-term care planner, clients often treat me as a “father confessor,” a life coach, or just a sounding board when they have no one else to talk to. Over the years, I have noticed a common theme: people are incredibly impatient with their fellow employees, supervisors, family and
The View from my office Chair Read More »
An agency in trouble An institution that has bound this nation together since its very founding is, tonight, gasping for its life’s breath. In an unnatural and deeply sobering turn of events, the United States Postal Service has taken a drastic step—one born of necessity but steeped in a profound sense of loss. To stave
As human beings, we all navigate a beautiful and complex web of relationships—some that grace our lives for a season and others that remain for a lifetime. Whether we are driven by deep emotion, financial considerations, a quiet hesitation toward commitment, or a joyful embrace of it, every journey is valid. While some couples celebrate
Is My Non-Married Partner Eligible for Federal Survivor Benefits? Read More »
When RIF is being considered Every employee undergoes an annual evaluation. These evaluations are critical, as they form the foundation of any potential RIF list. Performance ratings are the paramount factor in the initial stage of identifying a pool of potentially impacted personnel. The Four Key Retention Factors Once the initial performance ratings have established
The Role of Performance Evaluations Read More »
The Cyber application and supporting documents It’s a new day for the civil servant. For decades, the path to a federal sunset was paved with a mountain of paperwork and the scratching of a blue-ink pen. But as of July 15, 2025, that old paper trail has gone the way of the pony express. The
WILL the SF-3107 keep you up at night? Read More »
The TSP ROTH conversion process and OTHER OPTIONS A TSP ROTH conversion, offers income as tax free? “Oh, that sounds good!”, well, it sounds good, but the reality of the ROTH conversion come with issues and its own challenges. ROTH conversion and Tax Free are ironic fables. When you were given an allowance by your
ROTH CONVERSION IS NOT TAX FREE Read More »
How much do you need in your TSP, savings, or investments for a secure retirement? The traditional 4% rule doesn’t suit everyone, especially federal employees. The real answer depends on your budget. Budget First Two retirees may have the same pension, but one thrives while the other struggles. Why? Spending habits. Review your lifestyle. Downsizing,
Is Retirement Affordable? Read More »
It is always recommended, we sit back at times, and take stock of our budget, finance and where our money sits and draws dust. We change bank accounts for better efficiency, we change cars when the old one is not longer reliable, and too, we need to look at our finances and make some decisions.
Transferring IRA, 401(k) 403(b) into TSP Read More »
Old Chines proverb: “A journey of a thousand miles begins with a single step”, we should say a first step. When it comes to retirement, what is the first step? We can all vary opinion, but, as I have experienced, many employees, I encounter, each month, wait until the last month to begin that first
THE IMPORTANCE OF A RETIREMENT PLAN Read More »