Federal Employee Information Partnership
Reprisal of November 19, 2021 When federal employee or military personnel retire, the first question asked is “What health care provider will I need? These people have choices, which may not be totally clear to everyone, so let’s explore the options: Tri care is a national plan for military and military retired, however, FEHB is […]
Medicare vs Tri-Care & FEHB Read More »
Retirement planning involves making some very important decisions regarding your federal pension benefit, Thrift Savings Plan investments and Social Security. This week, I’d like to focus on the last of these, because it includes a variety of benefits, each with a specific time frame for claiming and unique rules regarding payouts. and each comes with its
Social Security Benefits You May Be Unaware Read More »
The basis in planning a vacation or retirement is where you begin the first step and know your destination. Detours and roadblocks can spoil the best laid plans.
The Importance of Self-Management by Rebalancing If you’re going to use the individual TSP funds to build your portfolio, you’ll want to rebalance periodically. Rebalancing is the process of bringing your portfolio back into line with the overall allocation you want to maintain based on the level of return and risk you’re targeting. The longer
The designated Beneficiary, may be the most overlooked, misunderstood and even neglected important retirement detail and we often see this given the least consideration in retirement planning. If you don’t plan right, it could cost thousands of dollars, it may hold up needed funds for a period, perhaps a long time, or may not reach
Your Beneficiary and Considerations Read More »
In planning for retirement, of course, we all want the highest possible retirement income possible. If you are able or willing, here are few suggestions for the long term planning:
Beef Up Your Retirement Read More »
SUSPENDED The Office of Personnel Management (OPM) announced last week it will be suspending applications for coverage under in the Federal Long-Term Care Insurance Program (FLTCIP). The deadline to apply for the program before a two-year suspension is Dec. 19, but officials want applicants to go in with “eyes wide open” that rates will likely
Federal Long-Term Care Insurance Program (FLTCIP): Read More »
Q: “I am a decade away from my retirement, how will I know I will have enough income to retire?” A: First, you are wise to look this far ahead, so you are not caught short and not be able to recover: First, keep good records, so any change in your employment, pay or benefits
RETIREMENT: How Will I know I have Enough Saved? Read More »
What are the most important parts of planning for your retirement? Planning for the survivor and family when you die. You will notice, I said ‘When’ because we all are, so it is best to make plans early, we never know when that last day will come. We all know someone old, very old, maybe
The income earners and consumers are in trouble. Although some are getting raises from Social Security, federal and state employee COLA, union contracts being re-committed, it is not enough to keep up. Higher salaries mean higher cost to companies and manufacturers, thereby increasing the rate of inflation; are chasing our tail. Bigger brains than me,
The Economy: An Opinion. Read More »