Federal Employee Information Partnership
We are receiving many questions about reductions in force, VERA, Incentives, Layoffs, and firings, which most folks have comingled words, meanings, and rumor in dialog. The real fact should dispel all issues because each has a separate meaning. A RIF, VERA or a VSIP, with most employees, do not fully understand what the difference is […]
RIF vs VERA vs VSIP Read More »
“I have a financial advisor” is something I hear several times each week. “He is guiding me toward my federal retirement!” …. That is fine, I hope. If your advisor understands the unique nature of the federal employee and your benefits. In most cases, your advisor is an investment advisor, a stockbroker, maybe an insurance
Who is your RETIREMENT ADVISOR? Read More »
There are some disabilities which are obvious and others, which are just as debilitating but not as obvious. The back can be one of the not-so-obvious pains. Perhaps, PTSD. What does your doctor say? Can your doctor prove your disability and pain, or is nothing visible on X-Ray, CT scan, MRI etc. The FERS Retirement
I hurt and cannot work any longer, is a FERS Disability Retirement for Me? Read More »
It is not uncommon for someone to have no immediate person to be the beneficiary of your TSP. You may be divorced, widowed, or perhaps never married. Almost everyone has someone, a brother, a sister, parents, uncle, aunt? Let’s suppose no known living relative, then a friend. I have seen federal employee, sometimes, as family-less.
No TSP Beneficiary Read More »
‘LiteBlue’ scam warning The United States Postal Service and its unions are warning employees of identity thefts from websites spoofing its employee benefits portal, LiteBlue, resulting in the USPS boosting security protections for that site. “When the USPS employee logs into LiteBlue, you will be required to reset your Self-Service Profile (SSP) password, verify the
Postal Service issues WARNING! Read More »
The art of speculation can be, for some, the end of the rainbow or the gates to Hell. A sub-industry within the investment world is called Day-Trading. This is where the ‘know it all’ will buy and sell investments on an hour to hour or daily basis, the idea is understanding the market, influences and
Are you a TSP Saver or a Day Trader? Read More »
For Better or Worse This week, an interesting case wherein the federal employee, about to retire, wishes to set up income from her TSP Funds. Simple enough, except, for the following reasons: Lesson learned, DO NOT DO YOUR OWN WILL, POWER OF ATTORNEY, TRUSTS etc. I was told recently; the big fees attorneys are earning
THE POWER OF THE ‘POWER OF ATTORNEY’ (POA) Read More »
If there is a mistake or a typo on your SF-50, it will affect your federal retirement. Or if one of your SF-50s didn’t make it into your OPF (Official Personnel File) or got lost along the way – that time may not be credited towards your retirement, and it happens more often than you
The Importance of Keeping Your personal Personnel File up to date Read More »
The basis in planning a vacation or retirement is where you begin the first step and know your destination. Detours and roadblocks can spoil the best laid plans.
The Importance of Self-Management by Rebalancing If you’re going to use the individual TSP funds to build your portfolio, you’ll want to rebalance periodically. Rebalancing is the process of bringing your portfolio back into line with the overall allocation you want to maintain based on the level of return and risk you’re targeting. The longer